Business Owners Policy

This coverage is designed for the “Small to Medium size Business Owners” it combines both property and liability coverage on one policy.  This policy is written to include various additional extensions of coverage that would have to be purchased individually if not written on this form.

 

Types of Business Insurance

  • Commercial Property
    • Provides coverage for fire, theft, vandalism, business interuption, plus additional coverage as required
  • Commercial Liability
    • Provides coverage for bodily injury and property damage to others.  Coverage can include additional coverage as requierd.
  • Workers Compensation
    • This coverage is designed to protect both employe and employer for injuries due to on the job related accidents and injuries.
  • Commercial Automobile
    • This coverage is designed to protect the interest of the owner as well as others in the event of an accident causing bodily injury, property damage, and physical damage when the vehicle is used in the course of the owners business
  • Bonds
    • A Bond is not an insurance policy, but rather a measure of financial responsibility.  There are many types of bonds, some examples:
      • Various State issued Licensing requires Bonding
      • Contractual Job related operations require Bonding
      • Instances where Fiduciary Responsibilities are present require Bonding

For Bonds Click Here

We have partnered with a very strong financial company for your Bonding needs.  They have the capability to write some of the most common required bonds such as Commercial Surety, Fidelity, and Contract Bonds, as well as a variety of other bond products.